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"Your average Black, South Asian or Latino homeowner and/or contractor that wants to convert their home into a multifamily is going to do it without a permit and regardless of what a zoning ordinance says — provided nobody snitches." - this is something that seems understudied, and it makes me concerned that *any* increased regulatory activity in a particular neighborhood - including deregulatory activity, including upzoning - will carry with it new code compliance expectations that are bad for existing low-income residents.

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Agreed. A good upzoning policy would acknowledge that it is overdue and that "hacks" in the meantime were inevitable, and grant some amnesty period for getting existing units up to code. That way no one acting in good faith gets charged, but slumlords that have skated by still have to update in a reasonable amount of time.

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At some point or other we are going to have to acknowledge that shanytowns exist as well and find some way to code enforce them. The constant homeless encampment fires aren't good for anyone.

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Interestingly enough the Latino population in San Francisco has been modestly increasing, both in total numbers and as a percentage of the overall population.

2000 - 109,504 (14.1%)

2010 - 121,774 (15.1%)

2020 - 136,199 (15.2%)

So while there has been a decline in The Mission and Excelsior there has been a gain in other areas, perhaps mirroring the Asian experience of "moving on up" to more suburban neighborhoods.

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I somewhat doubt it. I think the Latinos in the Mission are moving to East Oakland and Richmond and the people identifying as Hispanics in the rest of the city are probably wealthier and I believe white Latinos who probably have no Mission origins. But I'm not certain.

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